vhpmark builds affordable self-study tools: full IELTS exam prep and personal finance learning. Free to start, upgrade when you see the value.
Full IELTS prep — Listening, Speaking, Reading, Writing — auto-graded plus AI band scoring for Speaking & Writing, with SRS vocabulary.
Learn money basics in 5 minutes a day, Duolingo-style — flashcards, quizzes, your own AI coach.
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500+ Listening tests, 100 Reading passages, 60 Writing tasks, 60 Speaking tasks. Get scored instantly on Listening & Reading by real IELTS rules, and get an AI band score on Speaking & Writing — plus explanations and vocabulary in one place.
Listening & Reading grade by real IELTS rules — accepted answer variants, word limits, numbers vs. words, spelling tolerance — with an estimated band.
Submit an essay or a recording and get a band on all 4 IELTS criteria with rewrite suggestions — a few free gradings a month, more on Premium.
See exactly why you got a question wrong, which trap it was, and jump back to the passage or transcript segment that holds the answer.
Practice Speaking cue cards, compare against model answers, and drill pronunciation with minimal pairs built for Vietnamese learners.
Review words with the SM-2 algorithm, shared across all 4 skills.
Keep a daily streak, set a target band per skill, and track progress on real charts.
Budgeting, saving, investing, credit & debt, and crypto — broken into bite-sized flashcards and quizzes, gamified like Duolingo. No finance background needed.
Budgeting 101, Saving 101, Investing 101, Credit & Debt 101, Crypto 101 — zero to money-smart, step by step.
Ask a personal-finance question anytime and get an instant answer from an AI trained specifically for this.
Keep a streak, earn XP, climb the weekly leaderboard, unlock achievement badges.
Use the core lessons for free. Premium unlocks every learning path and raises your daily AI coach limit.